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Assumptions -
Annual Percentage Rate (APR)
calculations assume single-family, detached, owner-occupied primary
residence; a loan-to-value ratio of less than 90%; a minimum FICO
score of 680; and a loan amount of $200,000 for conforming loans or
$650,000 for jumbo loans, unless otherwise specified.
Annual Percentage Rate (APR)
calculations assume no subordinate financing and that the borrower
will provide full income documentation.
Available first mortgage rates
and fees may vary depending on your property's location.
Monthly Payment per $1,000 and
Monthly Payment calculations include principal and interest ONLY. PMI
(Private Mortgage Insurance), hazard insurance, property taxes, state
taxes, mortgage taxes, homeowner's association dues, and any other
recurring costs are not included.
Rates may be higher for loan
amounts under $100,000 and over $650,000. Please call for details.
Rolldowns are only available on
loan amounts of $150,000 or more.
Rates are subject to change
without notice.
Closing Costs assume 30 days
prepaid interest and that a borrower will escrow monthly property tax
and insurance payments.
Restrictions may apply.
Subject to underwriter
approval; not all applicants will be approved.
Fees and charges apply.
Taxes and insurance are extra.
On refinance transactions, the
Annual Percentage Rate (APR) calculations assume a rate and term
refinance.
In a refinance transaction,
bluemortgage.com does not pay any reconveyance fees that are charged by the
borrowers existing lender for the reconveyance of the deed of trust.
This includes but is not limited to reconveyance, demand and recording
fees.