Required Documentation Check List [ Print this Page ]

Check what applies to you and FAX selected items to 1(562)724-7774 - Priority Code:
(Per Applicant / Co-Applicant)

Necessary Paperwork

Last 2 Years W-2's from all employers
Paystubs from last 30 days - per borrower (must include YTD totals)
Copy of State Issued Driver's License or Identification Card
Copy of Social Security Card
Social Security Awards Letter or 1009G (pension income)
Bank Statements on all accounts for the most recent 3 months
Statements of Other Asset Accounts
401(k) Statement
Bankruptcy Discharge and All Schedules
Complete Copy of filed Divorce Decree, Palimony, Alimony Papers
Copies of leases on all rental properties owned (or renting)
Mortgage Company or Landlord's name, address, phone #, Acct #
HUD Settlement Statement from the sale of a previous home
Letter of explanation regarding any issue that needs to be detailed
Proof of any paid or disputed credit items
Copies of State issued Identification Card and Social Security Card

For Self Employed Borrowers add:

Year To Date Profit & Loss
Last 2 years Tax Returns signed & dated
Copy of Business License, DBA or Articles of Incorporation
Length of Operation Letter from CPA

For a Purchase add:

Purchase Contract signed by all parties w/ counter offers if any
Insurance Agent's name and phone number
Statements on all revolving and monthly installments
Realtor's name and phone number

For a Refinance add:

Mortgage coupon book or monthly statement (1st and 2nd mortgage)
Property Tax Statement/Assessor's Bill
Declaration page of Homeowners Insurance
Statements on all revolving and monthly installments
Location of your abstract or most recent title company used

For a Home Equity Line of Credit (HELOC) add:

Mortgage coupon book or monthly statement (1st and 2nd mortgage)
Declaration page of Homeowners Insurance
Copy Of Deed of Trust
Copy Of Note

* For any further assistance please contact us at  -  1-877-2-LOAN-24
Approval within 48hrs of receiving documentation via Fax!

      Assumptions -

  • Annual Percentage Rate (APR) calculations assume single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 90%; a minimum FICO score of 680; and a loan amount of $200,000 for conforming loans or $650,000 for jumbo loans, unless otherwise specified.
  • Annual Percentage Rate (APR) calculations assume no subordinate financing and that the borrower will provide full income documentation.
  • Available first mortgage rates and fees may vary depending on your property's location.
  • Monthly Payment per $1,000 and Monthly Payment calculations include principal and interest ONLY. PMI (Private Mortgage Insurance), hazard insurance, property taxes, state taxes, mortgage taxes, homeowner's association dues, and any other recurring costs are not included.
  • Rates may be higher for loan amounts under $100,000 and over $650,000. Please call for details.
  • Rolldowns are only available on loan amounts of $150,000 or more.
  • Rates are subject to change without notice.
  • Closing Costs assume 30 days prepaid interest and that a borrower will escrow monthly property tax and insurance payments.
  • Restrictions may apply.
  • Subject to underwriter approval; not all applicants will be approved.
  • Fees and charges apply.
  • Taxes and insurance are extra.
  • On refinance transactions, the Annual Percentage Rate (APR) calculations assume a rate and term refinance.
  • In a refinance transaction, does not pay any reconveyance fees that are charged by the borrowers existing lender for the reconveyance of the deed of trust. This includes but is not limited to reconveyance, demand and recording fees.